Financial Matters
Fertility Cost Warranty Program: Program Outline

Thank you for considering our program.

The FCWP at RMIA was conceived as an alternative to increase the availability of IVF to qualified applicant couples. The program provides coverage for up to three complete cycles at a set fee and guarantees a sizable return of investment to those couples who fail to conceive. The agreement stipulates that patients or physician can void a warranty contract after any of the three completed cycles without penalty or prorated deductions. Over the years, we have observed a cumulative (thus over up to three attempts) pregnancy rate ranging between 70% and over 80% (depending on the age of the female and the severity of the male factor).

Definition of terms:

1. "Fresh cycle" includes aspiration of eggs (oocytes) (see below) and subsequent transfer in 3 to 5 days of resultant fertilized egg (embryos) into the uterus.
2. "Frozen cycle" includes thawing of previously frozen embryos and their subsequent transfer into a uterus whose lining has been pretreated with estrogen and progesterone.
3. "Complete cycle" as defined by the FCWP at RMIA includes the transvaginal retrieval of available eggs (oocytes) followed by transfer of all resultant fresh and frozen embryos from that cycle until either a successful outcome is achieved, or the embryo supply exhausted
4. "Successful outcome" following embryo transfer is defined by the RMIA FCWP as pregnancy, birth, and survival of an infant for thirty days past delivery.
5. "Egg/Oocyte aspiration" or "transvaginal oocyte retrieval" (TVOR) is a procedure performed under light general anesthesia in which available mature eggs/oocytes are extracted transvaginally through a hollow needle under ultrasound guidance. Retrieved eggs are submitted to the embryologist for examination and eventual fertilization.
6. "Embryo transfer" or placement of developing embryos into the uterus occurs at RMIA, under most circumstances, three days after TVOR. This procedure includes placement of a designated number of embryos into a soft catheter, insertion of the tip of that catheter into the uterine cavity, and ultrasound guided transfer of embryos from the catheter into the uterus.

 

Please note that all costs noted in these pages are for informational purposes only and may be changed at any time.