Financial Matters
Fertility Cost Warranty Program: Overview

The staff at RMIA draws on a long commitment to excellence in the field of reproductive endocrinology and, more specifically, infertility. Over the last twenty years, advances and innovations in the treatment of infertility have been made, resulting in the increased availability of in vitro fertilization (IVF). Unfortunately, the refusal of insurance companies to cover this treatment option has prevented infertile couples from receiving its benefits.

In an attempt to resolve this paradox, the staff at RMIA pioneered and championed the concept of a financial risk-sharing between patient and fertility center. In 1995, the Fertility Cost Warranty Program (FCWP) was introduced in an effort to make IVF more affordable to our patients. We are pleased to announce that the American Society of Reproductive Medicine (ASRM) has endorsed this risk-sharing warranty program, and it is now accepted as a legitimate treatment alternative provided that patients receive full disclosure and that treatment guidelines are observed.

The FCWP offers couples the chance to pursue up to three IVF cycles at a fixed cost. While this program does not guarantee a successful outcome (a live birth), the FCWP does guarantee a refundable portion of the program fee to those for whom IVF was not successful. This way, financial resources would still be available to those patients who wish to adopt.