RMIA pioneered and championed the concept of a financial risk-sharing between patient and fertility center. In 1995, Dr. Stassart (while practicing at RHA) introduced the Fertility Cost Warranty Program (FCWP), in order to make IVF more accessible to its patients. The American Society of Reproductive Medicine (ASRM) has endorsed the concept of risk-sharing, provided that patients receive full disclosure and that treatment guidelines are observed.
For a predetermined cost, which is collected in advance, the FCWP offers eligible patients up to 3 cycles of IVF until success is achieved. Depending on the program selected by the patient, a refund will be issued back to the patient if a live birth is not achieved.
Since success rates decrease with age, the warranty programs are based on the age of the female patient at the time of the consent signing (with egg retrieval expected to take place within 30 days), and must be completed within 1 year. Program costs are fixed, and are locked in once the patient has committed to treatment, as long as the consent signing is scheduled within 60 days of when the prescreening orders are issued. Patients can opt out of the warranty program without penalty after each completed cycle, no questions asked.
Warranty Program Costs
Below are the program costs for the different age groups. Please note that all costs noted in these pages are for informational purposes only and may be changed at any time. Patients must meet all medical criteria in order to qualify for any of these programs.
- < 35 HOPE
- < 35 with monitoring / < 35 without monitoring
- 35-36 with monitoring / 35-36 without monitoring
- 37-38 with monitoring / 37-38 without monitoring
- IVF with Donor Egg
- IVF with Gestational Carrier
- Elective Single Embryo Transfer
- Low Sperm Amendment